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Mortgage Rates News

Mortgage Rates News

 

Mortgage Rates News Knowledge Base

If fed cut rates, would mortgage rates also go down?

I know the mortgage rates is correlated to the 10 yrs note rate. But what about when u hear about fed cutting rates. Does that also affect the mortgag...

What caused the spike in mortgage interest rates starting May 29th of this year resulting in a 6 month high?

Look at any trend chart, and you'll see a definate spike resulting in a nearly 3/4% increase in a week! Any idea what caused this? According to the mo...

Will mortgage rates go down again into the 4's in the next couple of weeks?

The news that company's slowing on laying people off drove up mortgage rates. It seems like that was a needle of good news in a haystack of bad news.

what is the latest status of freezing ARM mortgage rates?

I had heard a few weeks ago that the government was trying to implement a program to temporarily freeze adjusting mortgage rates to help home owners f...

Is it true? mortgage rates may fall a bit more to catch up with the Feds cuts?

I saw a guy on a morning news show saying we can expect rates to go down and hold steady for a bit longer in the near future. The past few days rates ...

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Mortgage Rates

 

Mortgage Rates Knowledge Base

Mortgage rates?

I keep hearing that mortgage rates will probably hold steady until mid-2008. They've already increased from 6.15 to 6.75 in the past 6 weeks. I'm bu...

What caused the home mortgage rates to sky rocket, causing people being unable to pay their monthly mortgages?

The recession was caused by people being unable to pay back their home mortgages because the mortgage rates were too high? Banks were not getting t...

How do current mortgage rates help new home builders?

I'd like to buy new construction as a result of the great mortgage rates right now. However, by the time I'd close on my house in December, it could b...

Why do mortgage rates go up when the term goes up?

I'm looking at mortgage rates for closed term, ranging from 6 months to 10 years, and I've noticed that the rates actually increase as the length of t...

What are mortgage interest rates based on and how do I estimate what my ARM rate will be when it adjusts?

My 5-1 ARM adjusted last year and went to 6.25%. It will adjust again this November. Are mortgage rates based on the feds fund rate? Or something el...

Why do mortgage rates keep going up after the Fed lowers their interest rate?

We're in the market for a house, and it would seem that the lowering Fed rate would trickle down to the mortgage business. Instead, those rates keep ...

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Mortgage News

 

Mortgage News Knowledge Base

When will this terrible mortgage news set in the polls against McCain?

Come on. Talk about another direct result of BushCo's failures. The FED taking over basically the entire mortgage industry. If this doesn't hurt McCai...

If Citibank files for bankruptcy, because that is the news going around the banks, what about mortgage holders?

CitiBank is one of the largest mortgage holders for America, what is going to happen to all the people who owe money for the mortgages on a home? What...

So i was watching the news ealier today and they were talking about the crash in mortgage companies and how?

it could effect the U.S economy, mentioning that the value of the U.S dollar can collapse by 50% in the next few years to come if not sooner...and how...

What's the latest news on Chris Dodd's mortgage?

Did he or did he not receive a rate more favorable than what the market rates were, and has he given his HUD statement?

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Interest Only Mortgage

 

Interest Only Mortgage Knowledge Base

Can i change from an interest only mortgage to a capital and interest mortgage?

I am 6 years into an interest only mortgage and want to change to a capital and interest mortgage. How do i go about this andhow do i get the money i ...

Can I split the deduction for mortgage interest with my sister even if form 1098 only has my ss#?

My sister and I purchased a new home in 2004. The form 1098 has both of our names as payer/borrower with only my ss#. We've been splitting the mortg...

Should I stay away from a second mortgage interest only loan?

I've been approved for a 1st mortgage at a fixed rate of 7.38 and a 2n mortgage interest only at 10.425. This loan is for an investment property. I'...

How exactly do 'interest only' mortgage loans work? When do I pay on the principle of such a loan?

I know APR loans are a bad idea, but how would an interest-only loan work? Would it still be a 30 year note, or do they extend the loan? Would I be ...

Can anyone tell me the difference between interest only and fixed rate mortgage rates?

I've been hearing a lot about the "benefits" of interest only mortgages, but I'm not 100% convinced that this is the way to go. They say th...

What happens to interest only mortgage after introductory period ends?

What happens in an interest only mortgage after the introductory period ends allowing you to pay int only? Do the monthly pymts double or does it tak...

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Average Mortgage Rate

 

Average Mortgage Rate Knowledge Base

what is the average mortgage rate and APR I should be getting with today's crazy economy?

I am a first time home buyer with a good credit score ( i was told it was like 790 or so) and was quoted at a 6% rate. Is that typical or is that high...

How much will the average mortgage rate drop by the end of September?

I have already prepurchased a home and locked in at a 10/1 ARM for 6.125%. I have a one time chance to relock within 60 days of closing. I will be c...

What is the average Mortgage rate as of 12-1-2008?

We are looking for a house, and we are trying to reap the benefits of the condition of the housing market. We are looking for the lowest rate we can ...

In the uk what is the average mortgage rate these days?

Please no thickos wasting space and answering dunno! PLEASE NOTE im not asking for the interest rate at present. The typical mortgage rates which is ...

about how much is the average mortgage rate right about now?

doing some digging online and im having a hard time coming up with anything useful. im going to be a first time homebuyer by the end of the year (h...

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Home Equity Loan Rates

 

Home Equity Loan Rates Knowledge Base

What factors determine whether a home equity loan or HELOC is better, assuming int. rates are similar?

No fees for either one. HELOC is adjustable rate, home equity loan is fixed but you draw the entire amount at once and begin paying interest on the ho...

Why is the home equity loan rate going up while mortgage rate is going down?

For at least the last couple days? is there chance home equity loan rate goes down?

Can I pay off a home equity loan with my credit card ( lower interest rates!)+ how do I do it?

I have an offer from a credit card co with a low interest rate, 2% lower than my home equity loan interest. I would love to get rid of the horrible 8....

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Newspaper Mortgage Rates

 

Newspaper Mortgage Rates Knowledge Base

Econ Question, housing prices/mortgage rates?

I answered the question but i'm not sure if my answer is fully correct or if i need more information Here is the question: You read in the newsp...

does anyone know at what rate a 30 yr ARM mortgage would be?

I understand these don't exist anymore but I wonder what it would likely be if it did exist. I have a mortgage carried by a private party outside the...

Who is really behind the sub-prime mortgage bailout,?

If you thought Hillary Clinton’s government takeover plan for health care was bad, wait ‘til you see what she has in store for the housing sector....

Should homeowners get a haircut ? i.e. 20% rebate on mortgage !?

I read that in the newspaper and write about it because I had the same idea before. If someone can't pay mortgage rates anymore that person will have ...

i just recently found out that there's actually a lower mortgage interest payment of a fixed rate for 30 yrs

for 4.25APR that i've seen at the newspaper magazine, the thing is, there's like 5.6 points in there too that i really don't understand what this one ...

is the Fed lowering the interest rate and affecting mortgages an example of Fiscal or Monetary Policy?

need to know b/c I am writing a paper for econ on an article from a newspaper that talks about the Fed lowering rates and the effects on the mortgage ...

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First Time Home Buyer

 

First Time Home Buyer Knowledge Base

I'll be a first time home buyer. Are there any programs that will help me save money on a mortgage? Advice?

I'm prepping to buy my first home but have not found a mortgage agent yet. Is there any advice on government programs for first time buyers? I'm looki...

What is this 8k tax credit as a first time home buyer ?

Can someone explain in lay man terms as what exactly is this 8k tax credit for first time home buyer. If I am a first time buyer , salaried with 60...

I'm a first time home buyer. How do I find an affordable home in Pasadena, California?

I'm looking for an affordable home in the area of Pasadena, California. But I'm a first time buyer. How can I get the cheapest home there?

What is out there for first time Buyer home buyers in NJ?

What loans do you get as a first time home buyer in NJ. I wanna see what is out there for us before we commit to a home. Also is there rehab loans.. I...

What is foreclosure property and how to go about getting a good deal? I am a first time home buyer, Comments?

As I am a first time home buyer , I don't have too much of capital to invest,as you may have guessed it. However, I am considering various options t...

In maryland can you get "first time home buyer programs" if you have been listed in the title of a home before

Not on any mortgages, but has been listed on the title on a home. Can you get into some first time buyer programs. yes, its less than three years.

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Fixed Rate Mortgages

 

Fixed Rate Mortgages Knowledge Base

Is a FHA 30 yr fixed mortgages interest rate changeable?

I was told by someone that depending on the loan the interest rate can go down but not up on some FHA 30 fixed rate mortgages. Is this true? I know i...

How often do people get fixed rate mortgages that terminate after a certain period?

remember the period of 2003 people got their fix rate mortgages from their adjustable rate mortgages...and wanted to know how common it is for some du...

Why are fixed rate mortgages always for a limited period of time?

is this true?? for example back in 2001 -2003 when they were offering the ability to switch to a low rate fix mortgage...were all of these for a li...

What will be the overall econimic effect when inflation increases but fixed-rate mortgages are immune to it?

I'm asking about the economics of the situation. Besides the obvious theoretical benefit for homeowners, I'm wondering about the overall economic imp...

Why did many people get fixed rate mortgages back in 2001-2003?

and were these fixed rate mortgage deals usually only for a specific period of time or were they for good?? btw, was this very common thing in the ...

Do people ever get their adjustable mortgages switched to a fixed rate mortgage that is permanant?

for example back in 2001 -2003, when they had a deal to get the low rates. or is it not possible to get it switched to a permanant fixed rate ? ...

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Variable Rate Mortgages

 

Variable Rate Mortgages Knowledge Base

What is the advantage of a fixed rate mortgage over a variable rate mortgage?

Fixed rate mortgages generally have lower rates than variable rate mortgages # Fixed rate mortgages require lower down payments than variable rate mo...

Should I lock in my variable rate mortgage?

I live in Canada and right now the interest rate on my variable rate mortgage is very low. I don't really think that interest rates will go any lower...

Should the government bail out people who's variable rate mortgages are foreclosing?

I keep hearing about how the government needs to help people who signed variable rate morgages. They knew what they were getting into when they signe...

Tracker or standard variable rate mortgage?

What is the best way to pay my mortgage, its between a Tracker mortgage that tracks the Bank of England or a Variable Mortgage, I need to let my ba...

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Variable Rate Mortgages Images

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