I know the mortgage rates is correlated to the 10 yrs note rate. But what about when u hear about fed cutting rates. Does that also affect the mortgag...
Look at any trend chart, and you'll see a definate spike resulting in a nearly 3/4% increase in a week! Any idea what caused this? According to the mo...
The news that company's slowing on laying people off drove up mortgage rates. It seems like that was a needle of good news in a haystack of bad news.
I had heard a few weeks ago that the government was trying to implement a program to temporarily freeze adjusting mortgage rates to help home owners f...
I saw a guy on a morning news show saying we can expect rates to go down and hold steady for a bit longer in the near future. The past few days rates ...
I keep hearing that mortgage rates will probably hold steady until mid-2008. They've already increased from 6.15 to 6.75 in the past 6 weeks. I'm bu...
i was thinking of refi my mortgage but i hear that the mortgage rates are going to drop ever lower. any experts think thats going to happen?
Which mortgage companies have the best rates right now? I am trying to get preapproved for a mortgage and buy my first home. I have been preapproved...
The recession was caused by people being unable to pay back their home mortgages because the mortgage rates were too high? Banks were not getting t...
My 5-1 ARM adjusted last year and went to 6.25%. It will adjust again this November. Are mortgage rates based on the feds fund rate? Or something el...
I'd like to buy new construction as a result of the great mortgage rates right now. However, by the time I'd close on my house in December, it could b...
Come on. Talk about another direct result of BushCo's failures. The FED taking over basically the entire mortgage industry. If this doesn't hurt McCai...
CitiBank is one of the largest mortgage holders for America, what is going to happen to all the people who owe money for the mortgages on a home? What...
There was a story in the news on the yahoo uk home page about a new mortgage which doesn't do a credit check - does anyone know where I can find this ...
it could effect the U.S economy, mentioning that the value of the U.S dollar can collapse by 50% in the next few years to come if not sooner...and how...
I am 6 years into an interest only mortgage and want to change to a capital and interest mortgage. How do i go about this andhow do i get the money i ...
I know APR loans are a bad idea, but how would an interest-only loan work? Would it still be a 30 year note, or do they extend the loan? Would I be ...
I've been hearing a lot about the "benefits" of interest only mortgages, but I'm not 100% convinced that this is the way to go. They say th...
What happens in an interest only mortgage after the introductory period ends allowing you to pay int only? Do the monthly pymts double or does it tak...
I can afford the 30 year fixed regular mortgage, but I'm considering getting a mortgage that is interest only for the first 10 years to save about $35...
I refinanced in 2008 to an interest only mortgage. I paid alot more interest this year but I'm getting alot less money back on my taxes.
I have already prepurchased a home and locked in at a 10/1 ARM for 6.125%. I have a one time chance to relock within 60 days of closing. I will be c...
I am a first time home buyer with a good credit score ( i was told it was like 790 or so) and was quoted at a 6% rate. Is that typical or is that high...
We are looking for a house, and we are trying to reap the benefits of the condition of the housing market. We are looking for the lowest rate we can ...
Please no thickos wasting space and answering dunno! PLEASE NOTE im not asking for the interest rate at present. The typical mortgage rates which is ...
I want to know what the average rate is for someone with no bad credit history
doing some digging online and im having a hard time coming up with anything useful. im going to be a first time homebuyer by the end of the year (h...
Although I can lock in later on during the life of the loan, I am only being offered a variable interest rate home equity loan. Are fixed low rates be...
I want to know what bank has the best rates right now .
No fees for either one. HELOC is adjustable rate, home equity loan is fixed but you draw the entire amount at once and begin paying interest on the ho...
I have an offer from a credit card co with a low interest rate, 2% lower than my home equity loan interest. I would love to get rid of the horrible 8....
I've looked at different mortgage rates on the internet and newspaper. But these rates are generally just a range and not specific to a credit score....
I answered the question but i'm not sure if my answer is fully correct or if i need more information Here is the question: You read in the newsp...
I understand these don't exist anymore but I wonder what it would likely be if it did exist. I have a mortgage carried by a private party outside the...
I read that in the newspaper and write about it because I had the same idea before. If someone can't pay mortgage rates anymore that person will have ...
need to know b/c I am writing a paper for econ on an article from a newspaper that talks about the Fed lowering rates and the effects on the mortgage ...
for 4.25APR that i've seen at the newspaper magazine, the thing is, there's like 5.6 points in there too that i really don't understand what this one ...
My wife and I bought a house in 2006. She purchased the house with me as a coborrower. Does that exclude both of us from being first time home buyer...
I'm prepping to buy my first home but have not found a mortgage agent yet. Is there any advice on government programs for first time buyers? I'm looki...
Can someone explain in lay man terms as what exactly is this 8k tax credit for first time home buyer. If I am a first time buyer , salaried with 60...
I'm looking for an affordable home in the area of Pasadena, California. But I'm a first time buyer. How can I get the cheapest home there?
I am a first time home buyer with poor credit. I would not get approved on my own. A friend has offered to either buy the home and I do a rent to bu...
The settlement date for my last principal residence was March 15, 2007 (the date I sold the home, according to the HUD-1 statement) and the settlement...
I was told by someone that depending on the loan the interest rate can go down but not up on some FHA 30 fixed rate mortgages. Is this true? I know i...
remember the period of 2003 people got their fix rate mortgages from their adjustable rate mortgages...and wanted to know how common it is for some du...
is this true?? for example back in 2001 -2003 when they were offering the ability to switch to a low rate fix mortgage...were all of these for a li...
I'm asking about the economics of the situation. Besides the obvious theoretical benefit for homeowners, I'm wondering about the overall economic imp...
and were these fixed rate mortgage deals usually only for a specific period of time or were they for good?? btw, was this very common thing in the ...
for example back in 2001 -2003, when they had a deal to get the low rates. or is it not possible to get it switched to a permanant fixed rate ? ...
Fixed rate mortgages generally have lower rates than variable rate mortgages # Fixed rate mortgages require lower down payments than variable rate mo...
I was just checking our various mortgage deals through comparison websites. Specifically I want to see available tracker (Bank Of England base rate) m...
I keep hearing about how the government needs to help people who signed variable rate morgages. They knew what they were getting into when they signe...
I live in Canada and right now the interest rate on my variable rate mortgage is very low. I don't really think that interest rates will go any lower...